Off-Market
Nationwide PPO access with no age limits or participation rules. A strong off-market option for agents looking to stand out.
A Smarter PPO Alternative to ACA
The AFI Association Major Medical PPO plan is a powerful, nationwide solution for clients who want flexibility, year-round availability, and broad network access. This plan gives your clients access to the Cigna Choice Fund PPO network, along with simple underwriting and lifetime level commissions for agents.
This product is ideal for individuals, families, independent contractors, and small business owners. It works for both W-2 and 1099 employees and is also eligible for non-U.S. citizens with a Social Security Number or ITIN.
What Makes It Stand Out
Nationwide Cigna PPO network
No age limits and simplified underwriting
Composite rates with tax-compliant 1095 forms
Includes HSA contributions, life insurance, and supplemental coverage
No participation requirements or balance billing risk
Proposals in 24 hours and application approval in 3 to 5 days
Fully digital application process
Support That’s Built In
Our team helps you position and sell this product confidently, with clear marketing materials, simple onboarding, and a dedicated PPO consultant to support you every step of the way.
Book a quick call to learn more about how to start offering the AFI PPO plan to your clients.