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Off-Market

Nationwide PPO access with no age limits or participation rules. A strong off-market option for agents looking to stand out.

More Options for an Uncertain ACA Landscape

The ACA market is shifting faster than ever. Premiums continue to climb, plan options are narrowing, and many individuals and families are feeling priced out of coverage that once worked for them.

Agents need more than a single solution to serve today’s clients.

That’s where off-market products come in.

“I helped a member and their spouse switch from a $1,700 per month ACA Cigna HMO plan to a MedMax plan with health, dental, and vision coverage for under $1,000 per month. They were thrilled with the savings, broader network, and added benefits.”

Janet C.

“I helped a member and their spouse switch from a $1,700 per month ACA Cigna HMO plan to a MedMax plan with health, dental, and vision coverage for under $1,000 per month. They were thrilled with the savings, broader network, and added benefits.”

Janet C.

“I helped a member and their spouse switch from a $1,700 per month ACA Cigna HMO plan to a MedMax plan with health, dental, and vision coverage for under $1,000 per month. They were thrilled with the savings, broader network, and added benefits.”

Janet C.

The Problem

Many agents are starting to see firsthand as ACA premiums rise and higher-income clients start to feel the squeeze. Clients want strong coverage but not at skyrocketing prices.

Our Solution

O'Neill Marketing empowers agents with a broader toolkit of affordable, flexible off-market plans that lower monthly costs while still offering:

Preventive care
Office visits
Everyday medical coverage
Large national provider networks
Predictable pricing
Year-round enrollment
Options for individuals, families, and small businesses

Our Off-Market Portfolio

Through our partnership with EnrollPrime, agents gain access to a curated lineup of private, non-exchange plans designed to fill the gaps ACA plans can’t:

AFI–Cigna (Cigna PPO)
MedMax (First Health PPO)
MedAccess MVP (Cigna PPO)
MedAccess MVP Pro (Cigna PPO)

Each product is selected for network strength, affordability, and flexibility, making them easier to position for the right clients at the right time.

“Yesterday I helped a family of four whose ACA premium had jumped to $1,900 per month. After reviewing their options, we moved them to a MedMax plan with better coverage, a strong network, and a $250 deductible, all for $1,039 per month. Their relief was a reminder of why helping families find affordable, quality coverage matters.”

William A.

“Yesterday I helped a family of four whose ACA premium had jumped to $1,900 per month. After reviewing their options, we moved them to a MedMax plan with better coverage, a strong network, and a $250 deductible, all for $1,039 per month. Their relief was a reminder of why helping families find affordable, quality coverage matters.”

William A.

“Yesterday I helped a family of four whose ACA premium had jumped to $1,900 per month. After reviewing their options, we moved them to a MedMax plan with better coverage, a strong network, and a $250 deductible, all for $1,039 per month. Their relief was a reminder of why helping families find affordable, quality coverage matters.”

William A.

Want a deeper look? Our blog breaks down plan design, positioning strategies, and best-fit scenarios to help you confidently match clients with the right off-market solution.

Built to Support Agents

We don’t just provide products — we support you every step of the way.

Agents receive:

Clear, compliant marketing materials
Simple onboarding and access through EnrollPrime
Guidance on positioning scenarios
Dedicated PPO support from our off-market specialists

Our team helps you position and sell this product confidently, with clear marketing materials, simple onboarding, and a dedicated PPO consultant to support you every step of the way.

Book a quick call to learn more about how to start offering the AFI PPO plan to your clients.

In Partnership With:

Nationwide PPO access with no age limits or participation rules. A strong off-market option for agents looking to stand out.

Off-Market

More Options for an Uncertain ACA Landscape

“I helped a member and their spouse switch from a $1,700 per month ACA Cigna HMO plan to a MedMax plan with health, dental, and vision coverage for under $1,000 per month. They were thrilled with the savings, broader network, and added benefits.”

“I helped a member and their spouse switch from a $1,700 per month ACA Cigna HMO plan to a MedMax plan with health, dental, and vision coverage for under $1,000 per month. They were thrilled with the savings, broader network, and added benefits.”

“I helped a member and their spouse switch from a $1,700 per month ACA Cigna HMO plan to a MedMax plan with health, dental, and vision coverage for under $1,000 per month. They were thrilled with the savings, broader network, and added benefits.”

The Problem

Our Solution

Our Off-Market Portfolio

Built to Support Agents

Get Started Selling with O'Neill Marketing

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