ICHRA
Offer flexible health benefits that work. ICHRA (Individual Coverage Health Reimbursement Arrangement) gives employers control and employees choice. We help you quote and sell it the right way.
ICHRA: A Smarter Way to Offer Benefits
As new CMS rules roll out, ICHRA is quickly becoming one of the most powerful ways to offer flexible health coverage. It gives employers more control, gives employees more choice, and opens up a new market for agents who are ready to lead.
Why ICHRA Matters Right Now
ICHRA, or Individual Coverage Health Reimbursement Arrangement, lets employers reimburse employees for individual health plans instead of offering a one-size-fits-all group policy. It is budget-friendly, tax-advantaged, and fully compliant with ACA guidelines.
This model works especially well for small businesses, 1099-heavy workforces, or employers who want to offer benefits without the complexity of traditional group plans.
Why It Works for Agents
Creates long-term business relationships with business owners
Opens up new revenue through individual enrollments
Easy to pair with ACA, off-market, or ancillary plans
Aligns with the future direction of the health benefits market
How O’Neill Supports You
We help you get up to speed quickly with:
ICHRA-specific training and marketing support
Carrier relationships and technical guidance
Tools to help you quote, position, and explain the benefit
A partner who can help you present it confidently and stay compliant
This is more than a product. It is a strategy.
ICHRA is going to play a bigger role in your business. We are here to make sure you are ready to offer it the right way.
Ready to add ICHRA to your portfolio?
Book a call and let’s talk about how to introduce it to your clients.